EN — For Investors

For Investors

Access to Structured Lending Opportunities

Nordswissinvest provides investors with access to curated financing opportunities primarily in Switzerland and selected European markets.

Our platform is designed for investors seeking structured lending opportunities, transparent project presentation, and professional borrower screening through an internal underwriting process.

Investment Parameters

- Minimum investment amount per investor:  500 CHF

- Projects listed on the platform typically range from 50,000 CHF to 5,000,000 CHF

- Indicative interest rates for borrowers generally range from 4% to 10% per annum, depending on the internal credit rating assigned to the borrower

- Repayment of principal and interest is generally structured on a monthly annuity basis, unless otherwise agreed

Who Can Participate

Participation may be available to:

- private investors

- entrepreneurs

- high-net-worth individuals

- professional and institutional investors

- other eligible persons, subject to applicable legal and compliance requirements

All participation remains subject to internal review, eligibility checks, and applicable legal restrictions.

How the Investment Process Works

- investors review the opportunities published on the platform

- each published project has undergone an internal underwriting and compliance review

- investors submit financing participation requests

- if investor commitments reach 100% of the requested loan amount, a written agreement is prepared between the borrower and the participating investors with platform facilitation

- investor funds are transferred directly to the borrower in accordance with the agreed documentation and transaction structure

Platform Fee for Investors

Nordswissinvest does not charge advance fees to investors.

Upon successful conclusion of the financing agreement between the investor and the borrower, the platform charges the investor a success-based fee of 2%.

This investor fee is deducted only after the transaction has been successfully completed in accordance with the agreed structure and documentation.

Borrower Screening and Rating

Before publication on the platform, borrower applications may undergo:

- internal underwriting

- financial document review

- compliance checks

- assessment of collateral, where applicable

- assignment of an internal credit rating

Only selected opportunities may be published on the platform.

Collateral Structure

For projects above 500,000 CHF, financing is generally expected to be supported by collateral, which may include:

- securities

- universal life insurance policies

- real estate

- other liquid and verifiable assets

All collateral remains subject to valuation, legal review, enforceability assessment, and platform approval.

Important Conditions

- the platform does not guarantee repayment or investment returns

- all projects remain subject to legal documentation and final transaction approval

- if a project does not reach 100% of the required financing amount within 21 calendar days, it may be relisted for an additional 30 calendar days

- if after the additional period the project still does not reach at least 90% of the requested amount, no financing agreement is concluded and all investor indications or commitments may be cancelled

Risk Notice

All investments involve risk, including the possible partial or total loss of capital.

Indicative returns, ratings, borrower information, and project descriptions do not constitute guarantees of performance or repayment.

Investors should make their own independent assessment and consult professional advisers where appropriate.

Compliance and Verification

Participation may be subject to:

- identity verification

- KYC / AML checks

- source-of-funds clarification, where relevant

- suitability review

- additional documentation requests

Important Notice

Submission of an investment request does not create any right to participation in a financing transaction.

All opportunities remain subject to availability, legal review, borrower approval, investor eligibility, and platform approval.

Investor Application Form

Please complete the form below to express your interest in current or upcoming financing opportunities.

Suggested Form Fields

- Full Name

- Email Address

- Phone Number

- Country of Residence

- Investor Type

- Investment Amount (CHF)

- Investment Preference

- Professional / Institutional Investor (Yes / No)

- Message

- I understand and accept the risks associated with investments.

- I understand that a 2% investor success fee will be charged only upon successful conclusion of a financing agreement with the borrower.

- I confirm that the information provided is accurate and complete.

Submit Investment Request