For Borrowers
Structured Financing for Swiss Companies
Nordswissinvest supports Swiss companies seeking structured financing for business growth, project execution, company acquisitions, working capital needs, and trade-related transactions.
Our platform is designed to connect eligible Swiss corporate borrowers with investors through a structured underwriting and listing process.
Financing Range
- Minimum financing amount: 50,000 CHF
- Maximum financing amount: 5,000,000 CHF
Purpose of Financing
Financing may be requested for:
- project financing
- acquisition of Swiss companies
- working capital support
- financing of commercial and trade transactions
- business expansion and strategic growth
- refinancing of selected short-term business obligations, subject to review
Who Can Apply
Financing is available exclusively to Swiss companies that meet the following criteria:
- the applicant must be a Swiss-registered legal entity
- the company must be registered in the Swiss Commercial Register
- the company must have been operating for at least two years
- the company must have available financial statements
- the company must be able to provide sufficient information for underwriting and compliance review
Indicative Financing Structure
- Financing up to 500,000 CHF may be considered on an unsecured basis, subject to underwriting results and internal approval
- Financing from 500,000 CHF up to 5,000,000 CHF is expected to be supported by collateral
Accepted Collateral for Higher Financing Amounts
For financing above 500,000 CHF, acceptable collateral may include, depending on structure and review:
- securities
- universal life insurance policies
- real estate
- other liquid and verifiable assets
All collateral remains subject to valuation, legal review, enforceability assessment, and approval.
Documents Required for Underwriting
To initiate the underwriting process, applicants should provide:
- financial statements for the last two financial years
- copy of passport or other valid identification document of the authorized representative entitled to act on behalf of the company
- commercial register extract or company registration details
- brief description of the financing purpose
- information regarding collateral, if applicable
Nordswissinvest or the person conducting the underwriting process may request additional documents and information whenever necessary.
Underwriting and Credit Rating
Following internal review and underwriting, each company that submits a financing request may be assigned an internal credit rating.
Based on the underwriting outcome, the project may be approved for presentation on the platform for the purpose of collecting investor interest and financing commitments.
Funding Process
- the borrower submits an application
- the project undergoes underwriting and compliance review
- an internal credit rating is assigned
- the approved project is published on the platform
- investors may submit participation requests
- if commitments reach 100% of the requested loan amount, a written agreement is prepared between the borrower and investors with platform facilitation
- investor funds are transferred directly to the borrower, subject to the agreed structure and documentation
Platform Fee
Nordswissinvest does not charge advance fees.
A platform fee of 1% is deducted from the loan amount upon successful funding and execution of the financing transaction.
If the Project Is Not Fully Funded
- if the project does not reach 100% of the requested amount within 21 calendar days, the platform may relist the project for an additional 30 calendar days
- if after the additional 30 calendar days the project has still not reached at least 90% of the requested amount, no financing agreement is concluded and all investor indications or commitments may be cancelled
Interest Rates and Repayment
Indicative interest rates depend on the internal credit rating of the company and may range from 4% to 10% per annum.
Repayment of principal and interest is generally expected on a monthly annuity basis, unless otherwise agreed.
Other commercial, legal, and transaction-specific terms are determined individually.
Compliance and Verification
All applications may be subject to:
- identity verification
- KYC / AML checks
- beneficial owner review
- source-of-funds or source-of-wealth clarification, where relevant
- additional legal or risk review
Important Notice
Submission of a borrower application does not create any right to financing, publication on the platform, or approval.
All financing opportunities remain subject to underwriting results, documentation review, investor participation, legal assessment, and platform approval.
Borrower Application Form
Please complete the form below to submit your financing request.
Suggested Form Fields
- Company Name
- Commercial Register Number
- UID Number
- Contact Person
- Position / Function
- Email Address
- Phone Number
- Registered Office
- Years of Operation
- Requested Financing Amount (CHF)
- Purpose of Financing
- Short Project Description
- Annual Revenue
- EBITDA / Net Profit (optional)
- Collateral Offered
- Upload Financial Statements
- Upload ID of Authorized Representative
- Message
Thank you.